PART TWO
creditaccuracy.com
Dirty data
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FTC: Fair Credit Reporting Act - Home Page

U.S. Code Title 15, Section 1681 (by subsections)

FAIR AND ACCURATE CREDIT TRANSACTIONS ACT OF 2003, Public Law 108-159 [full text]

Details:
TITLE II--IMPROVEMENTS IN USE OF AND CONSUMER ACCESS TO CREDIT INFORMATION

FTC: Consumer Protection: Credit

The Fair and Accurate Credit Transactions Act of 2003 (FACTA) (PL 108-159, 12/04/03)

Electronic Privacy Information Center: The Fair Credit Reporting Act (FCRA) and the Privacy of Your Credit Report

Consumers Union (publisher of Consumer Reports): 2003 Changes to the Fair Credit Reporting Act: Important Steps Forward at a High Cost

"File" vs. "Report"

"The term 'file,' when used in connection with information on any consumer, means all of the information on that consumer recorded and retained by a consumer reporting agency regardless of how the information is stored." - FCRA

OLD - The Fair Credit Reporting Act ("FCRA"), as amended Public Law 106-102 (Nov. 12, 1999) - Acrobat file from the FTC (easiest to browse and read)